Healthcare
made simple.
HealthLock automatically analyzes your family's claims, bills, coverage, providers, and medical identity. Then alerts you, in plain language, the moment something needs attention.
No credit card required. After trial: $4.99 individual·$9.99 family.
Not insurance. Not credit monitoring. Not a bill-by-bill upload service. HealthLock is a monitoring system that watches the healthcare activity your family can't realistically track alone.
HIPAA compliant · SOC 2 certified · Syncs with 250+ insurers · Cancel anytime
Bills, EOBs, denials — one calm view.
Provider Breach
Northwind Health reported a data breach.
Claim Denied
Cedar Lab claim denied unexpectedly.
Billing Check
Vista Imaging bill may not match coverage.
Unrecognized Activity
Activity from a provider you don't recognize.
Illustrative preview.
You'd never know if your healthcare went wrong.
Every year, your family generates dozens of healthcare transactions — claims, bills, insurance decisions, provider activity, medical records.
You get a bill. You scan it. You can't tell if it's right. You pay it anyway.
You can't tell if insurance should have paid. If a claim deserves a second look. If a provider that holds your records was breached. If someone used your medical identity.
Healthcare has become one of the most expensive and confusing parts of life — and almost none of it is built for you to check.
You don't need to become a healthcare expert.
You just need one on your side.
HealthLock watches the activity most families never see.
Medical Identity Theft
Catches signs your medical identity or insurance is being misused.
Suspicious Claims
Flags unusual claims, providers, or healthcare activity.
Insurance & Coverage Issues
Surfaces denied claims and coverage decisions worth a second look.
Billing Errors
Spots bills and charges that may not match your coverage.
Provider Breaches
Tells you when a provider that holds your records reports a breach.
Healthcare Fraud
Detects healthcare-specific fraud signals generic monitoring misses.
A system that does the watching for you.
Connect
Sync your insurance so HealthLock can bring your family's claims and healthcare activity into one place.
Analyze
The system reviews claims, bills, coverage signals, providers, and risk activity for anything that may need attention.
Alert
If something looks off, you get a clear alert in plain language — what happened, and why it may matter.
Get help
Review it yourself, or ask HealthLock to investigate. Resolution services help challenge denials, review billing problems, and support corrections or reimbursements when appropriate.
We watch. We alert. We help. You stay informed.
Most alerts are simple. Some deserve a closer look.
Most healthcare issues start small — a denied claim, a bill that doesn't look right, activity you don't recognize, a breach you never heard about.
When HealthLock flags something that may need follow-up, you decide what's next. Handle it yourself, or ask HealthLock to investigate. Resolution services help challenge denials, review billing, and support corrections, reductions, or reimbursements when appropriate.
What an alert can lead to.
Provider Breach
A provider you use reports a data breach. HealthLock alerts you and walks you through steps to protect your medical identity.
Claim Denied
A claim is denied unexpectedly. HealthLock flags it, explains what it means, and helps you decide whether to request a review.
Billing Check
A bill may not match your expected coverage. HealthLock alerts you and, if you want, can review whether it's worth challenging.
Unrecognized Activity
Activity appears under a provider or service you don't recognize. HealthLock notifies you so you can review it fast and request follow-up.
Credit monitoring doesn't watch your healthcare.
Traditional identity monitoring watches credit, bank accounts, and SSN activity.
HealthLock is built for healthcare — claims, bills, denied coverage, provider breaches, medical identity misuse, and unusual healthcare activity. Your healthcare identity lives outside the credit bureaus. HealthLock was built for it.
And when a flagged issue may affect what you owe, HealthLock can help you go past the alert and take the next step.
Built by people who understand healthcare.
HealthLock analyzes healthcare activity continuously and reliably, so issues get caught whether or not anyone's looking.
Transactions protected annually
Claims analyzed
Insurance carriers connected
Saved by users
Real families. Real results.
“HealthLock negotiated on my behalf, and insurance paid the whole thing.
“It saved us a substantial amount and spared us the daunting task of navigating medical billing.
“For less than ten dollars a month, protecting my family just made sense.
Try HealthLock free for 90 days.
Individual
For one person. After 90-day free trial.
- Medical identity monitoring
- Suspicious claim alerts
- Billing-issue alerts
- Coverage alerts
- Provider breach alerts
- Healthcare fraud alerts
- Plain-language notifications
Family
Up to 6 family members. After 90-day free trial.
- Everything in Individual
- Family monitoring
- Dependent coverage
- Household alerts
- Family dashboard
- Priority issue routing
Start free for 90 days — no credit card required. We'll remind you before your trial ends, and you choose whether to continue. Cancel anytime in one step. Not insurance; does not guarantee savings, claim approval, or fraud prevention.
Questions families ask most.
Healthcare is complicated.
HealthLock makes it simple.
HealthLock watches the claims, bills, coverage, breaches, and fraud signals most families miss — and tells you, in plain language, when something needs attention.
No credit card required. $4.99 individual · $9.99 family after trial.